What are payday loans
and cash advances?
A payday loan, or as you may have heard it called, a cash advance, is a loan of up to $1500 that is intended to be paid back within a week or so, at the time of your next scheduled payroll. This lets Canadians cover various surprise expenses that don't happen to fit into their existing budget.
What can I use them for?
You can use payday cash advances for anything you want: medical expenses, food, utilities, whatever. You should try to avoid using them for long term financial support if possible, but we aren't going to ask you any questions. It's your money and your business, and we strongly value and respect your privacy
How do I get one?
All you have to do is fill out the online application form and you will almost certainly be approved. It only takes about 2-3 minutes to complete the form and you can get your payday advance sent to your bank account. You just have to have a regular source of income that's over $1000 per month, be at least 19 years old, and have a phone number that we can get ahold of you at, and you're almost certain to be approved. The application is 100% secure and uses strong encryption to protect your personal information, so there is no risk involved. Get started today!
Our rates are the best
Need a bit more time? Can't make payment on your next payday? We are very flexible with repayment dates. Just let us know when you fill out the application form, and you can take up to 30 days to pay off your online payday loan.
We don't believe in hassles
Visiting a storefront is a huge inconvenience. Instead, just fill out our online application form. It takes less than five minutes, and you don't have to talk to anyone.
It couldn't be faster
We know your time is valuable, so we don't want to waste it. It could take hours out of your day to go to a storefront, but with Instant Payday Canada you can get your payday loans fast, in as little as 15 minutes.